Minor Auto Collision? Here are some things to think about:
Have you been a wreck? Did it not feel like a hard hit? Does it look like minor damage you might be able to live with? Sometimes folks think a minor wreck is a windfall and this misfortune might allow them to put a little extra cash in their pocket. Before you start creating that shopping list, let’s hear from the expert auto repair techs at Chapa Auto Craft.
1. What are some things an owner might consider before not repairing your vehicle, and keeping the insurance collision money?
Do you own the vehicle? Because if the vehicle is yours outright, then you can make that call, but before you keep the money lets talk about some reasons you might want to bring your car into the body shop to get even the smallest auto damage checked out.
2. Bringing your vehicle into the collision shop, and let our auto repair techs check it out before you make a decision.
If at a quick glance there doesn’t appear to be any significant damage, sometimes even small structural damage to your automobile can be challenging to identify, even a collision repair expert can’t always predict difficulties that may arise in the future if you don’t repair the damange. If damages do pop up after you decide not to get your vehicle repaired, your insurance company can and most likely will deny paying future coverage related to the same parts of the car. This small windfall might not be a windfall at all. The safety of and future coverage of your automobile is a very important decision to consider.
3. Repairing the damage protects you if you’re ever in another accident, and some of the same parts are damaged. You are protected because your car is back in OEM factory specifications, and the safety and integrity of your car meets those same specifications. You are also protected because you’ve documented the repair at a quality collision shop and the insurance will pay for the repairs to bring your vehicle back to preaccident condition.
If you don’t get the car repaired, your insurance company is well within its rights to deny the coverage and repairs because you previously opted not to repair the damage.
4. Another thing to consider if your car is totaled, you won’t be able to keep both the money and the car. The insurance company will take possession of the car as a condition of paying off the claim.
If you are ever faced with the decision to get your car repaired, its best to bring your vehicle into a quality trustworthy collision shop like ours. At Chapa Auto Craft we will provide you an estimate of the damage, talk to you about the safety of your car and provide you with reliable information you can make an informed decision.
Make an appointment with our auto collision shop specialist today.