Getting an insurance payment?
Minor Auto Collision? Here are some things to think about:
Have you been a wreck? Did it not feel like a hard hit? Does it look like minor damage you might be able to live with? Sometimes folks think a minor wreck is a windfall and this misfortune might allow them to put a little extra cash in their pocket. Before you start creating that shopping list, let’s hear from the expert auto repair techs at Chapa Auto Craft.
1. What are some things an owner might consider before not repairing your vehicle, and keeping the insurance collision money?
Do you own the vehicle? Because if the vehicle is yours outright, then you can make that call, but before you keep the money lets talk about some reasons you might want to bring your car into the body shop to get even the smallest auto damage checked out.
2. Bringing your vehicle into the collision shop, and let our auto repair techs check it out before you make a decision.
If at a quick glance there doesn’t appear to be any significant damage, sometimes even small structural damage to your automobile can be challenging to identify, even a collision repair expert can’t always predict difficulties that may arise in the future if you don’t repair the damange. If damages do pop up after you decide not to get your vehicle repaired, your insurance company can and most likely will deny paying future coverage related to the same parts of the car. This small windfall might not be a windfall at all. The safety of and future coverage of your automobile is a very important decision to consider.
3. Repairing the damage protects you if you’re ever in another accident, and some of the same parts are damaged. You are protected because your car is back in OEM factory specifications, and the safety and integrity of your car meets those same specifications. You are also protected because you’ve documented the repair at a quality collision shop and the insurance will pay for the repairs to bring your vehicle back to preaccident condition.
If you don’t get the car repaired, your insurance company is well within its rights to deny the coverage and repairs because you previously opted not to repair the damage.
4. Another thing to consider if your car is totaled, you won’t be able to keep both the money and the car. The insurance company will take possession of the car as a condition of paying off the claim.
If you are ever faced with the decision to get your car repaired, its best to bring your vehicle into a quality trustworthy collision shop like ours. At Chapa Auto Craft we will provide you an estimate of the damage, talk to you about the safety of your car and provide you with reliable information you can make an informed decision.
Make an appointment with our auto collision shop specialist today.
You have the right by law to chose your auto body repair shop
Maybe today or maybe in the future, you have had the misfortune of finding yourself in an auto accident. We understand how this can affect everything in your normal everyday life.
You have done everything you needed, proudly maintained your vehicle, taken care of the interior, and of course, you have been paying for car insurance coverage. Now that you have had the accident, and you’re safely back home, its time to start thinking about putting your life back together and that usually begins with a call to your automotive insurance provider.
Unfortunately, for you, this is where your insurance companies take advantage of your trust. In the auto repair and insurance industry, this is when they start talking to you about your repair process. Some insurance companies engage in something known as “Steering.”
Steering is intended to send policyholders to an automotive collision repair shop in your insurance’s preferred or “Direct Repair Program.”
Insurance companies try to drive policyholders to repair shops that agree to work in their DRP networks. Why? Because In exchange for a large number of insurance referrals, collision shops will decide to use aftermarket, imitation, or junkyard parts, which are often unsafe and poor quality in comparison to genuine parts. Unfortunately, they don’t do this to make sure their policyholders get the best repair available. They do it to make sure you insurance company spends the least to get your car back on the road.
The DRP sadly will accept work, and agree to very low repair estimates, sometimes using discount labor, parts and materials. This will often lead to shops skipping procedures necessary to return your vehicle to the safe, structurally-sound condition it was in before the accident.
These insurance companies might try to use scare tactics, telling you that they can’t guarantee the repairs if you don’t get the work done at their DRP shops, but Chapa Auto Craft always gives the exact or better lifetime warranty on our repairs.
At Chapa Auto Craft we take your car, and your families safety very seriously. That’s why we go the extra mile to make sure your vehicle is restored to exact pre-accident condition, and many times we help fight the insurance to make sure they pay for the repairs to get your car back to the way it was before the accident.
Want to talk to someone at our shop about getting the right estimate for the right work on your vehicle? Contact us today.
Auto Repair Kyle
We provide Auto Repair to the Kyle area community. You have known Chapa Auto Craft as the premier collision shop in Kyle, well you can now count on the same great service to service your entire car.
Our team of professional auto service technicians will walk you through any major auto repair with the same trustworthy professionalism as our collision techs.
We provide service repair for every make and model car, truck and SUV. We have a team of trained and ASE certified automotive technicities on duty to help with your repair. Bring your car into Chapa Auto Craft and let our staff help you with an auto repair needs you may have.
Introducing Chapa Auto Craft.
Chapa Auto Craft has spent the last few months updating our new website and we want to let you know about the new and improved Chapa Auto Craft and our new auto services we are now offering the Kyle Tx community.
Auto Services in Kyle
Not only do we do amazing auto collision work, we now offer ASE certified full-service automotive services. Everything from simple Oil Changes, to full ASE services including engine repair, transmission repair, and everything in between. Our staff can now keep your car, truck or SUV running great, and looking great as well.
Heres a list of some of our most common services and repairs.
Collision Repair
Body & Paint
Paint Correction
General Auto Repair & Maintenance
Transmission Repair & Replacement
Manufacturer Recommended Services
Brake Repair and Replacement
Air Conditioning A/C Repair
Tire Repair and Replacement
Windshield Replacement
Auto Glass Replacement
Fuel System Repair
Exhaust System Repair
Engine Cooling System Maintenance
Electrical Diagnostics
Starting and Charging Repair
Wheel Alignment
CV Axles
Computer Diagnostic Testing
Vehicle Preventative Maintenance
State Emissions Inspection
Emission Repair Facility
Tune Up
Oil Change
Brake Job / Brake Service
Engine Cooling System Flush & Repair
Steering and Suspension Work